One of the consequences of being involved in a serious accident is that you must miss time from work to recover. For many people, missing work results in lost wages even when they use vacation time or short-term disability. This can quickly put you behind on your bills. If your injuries are long-term or permanent, you may have no way to meet daily living expenses and support your family. However, you can file a personal injury claim against the other driver to recover the money you lost while you were unable to work.
Documentation Required to File a Claim for Lost Wages
The insurance company representing the other driver will ask you for two types of proof of your lost income. First, you must authorize your medical providers to release data about your treatment to the insurance company. Be certain to indicate that only information related to the accident should be released if you don’t want the insurance agent to view your complete medical history.
Secondly, you need to ask your employer to verify the dates you missed work by typing a letter on company letterhead. It should be signed by your boss or immediate supervisor. If you are self-employed, the insurance company may require you to provide your most recent tax return in order to prove your income.
Lifetime Lost Wages
The situation gets complicated when your injuries are so severe that you can’t return to work, are forced to work only part-time, or must take a position that pays lower wages due to the restrictions caused by your injuries. If you are in this situation, it is best to work with a personal injury attorney who has experience in these matters. You should also keep in mind that it is the insurance agent’s job to challenge your documents to keep the payout as low as possible.
You Need Someone on Your Side
At the Law Offices of John Critzos, II, we are prepared to fight for your right to fair compensation. Please contact us to schedule a free review of your case.
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