Personal injury may seem like just a buzz-phrase until it happens to you or someone you know. Personal injury is an actual injury typically caused by another person’s or business’s negligence in operation or maintenance of property or animal. Personal injury claims have received a bad reputation over time by reports of frivolous lawsuits driven by the insurance industry, however, personal injury claims are necessary to make whole an individual who, but for the negligence of another, would not be experiencing physical and financial consequences. If you have been injured due to the negligence of another and are considering whether to pursue a personal injury claim, please consider the following:
In most situations, the negligent party will be covered by an insurance company.
Carrying car insurance is required in nearly every State. Moreover, most states require that the minimum insurance coverage includes uninsured motorist coverage. Therefore, even if you are hit by an uninsured motorist, your injuries may be covered by your own insurance.
Most businesses also carry premises liability insurance which covers slips, trips and falls or other accidents resulting from negligent maintenance of their property. Homeowner’s insurance may cover personal injury due to negligent maintenance of a property and dog bites.
What seems like a minor injury now, may reveal itself to be more serious over time.
If you fail to seek treatment for an injury caused by a negligent act or omission and the injury becomes worse over time, you will have a difficult time establishing a nexus between the injury and medical condition the longer you wait to seek treatment. Though concern for the cost of treatment prevents many injured from seeking treatment, that treatment is necessary to precisely diagnose the condition and establish a connection between the negligence and the injury.
If you or someone you love has been injured due to negligence and are considering whether to pursue a personal injury claim, please contact us for a free consultation.
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